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There is now an ongoing battle for the truth about the real situation in typhoon-ravaged areas amidst the tragedy that is still unfolding a week after super typhoon Yolanda (Haiyan) left the Philippines.

Us government consolidating student loans

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Learn the differences between federal and private loans before considering a loan.If you need to borrow money to pay for college or career school, start with the more affordable federal student loan: Types of Federal Student Loan Programs - The William D.When you are exploring ways to pay for college, career, or technical schools, you may consider taking out a student loan—money you borrow to help you cover your education expenses and that you must pay back with interest.Student loans originate from the federal government (called “federal student loans”) or from private sources, such as a bank, credit union, state agency, or school.So if you feel like your interest rate is too high, refinancing could help.This process will also combine all the loans you refinance into one convenient payment.

They often use direct mail marketing, telemarketing, television, radio, and online advertising to promote their products.

You can find each lender below, along with information on rates, terms, and other key details. But remember, lowering your monthly payments could mean that you end up paying more in interest overall.

Student loan consolidation: Consolidation is the process of combining your government loans so that you can make a single monthly payment.

Are you tired of managing multiple federal student loan payments with multiple interest rates or multiple servicers? The online application should then only take you about 30 minutes to complete.

It's important to gather your application information ahead of time, especially since you're required to complete your application in one session.

Eligibility - You must be enrolled at a school that participates in the school loan program, and meet the general eligibility requirements.

How to apply -Complete the Free Application for Federal Student Aid or FAFSA.

Private loans also do not offer the opportunities for cancellation or loan forgiveness that are available on many federal loan programs.

So it makes good financial sense to exhaust your federal loan options (as well as grants and scholarships) before considering loans from any private companies.

Department of Education made the landmark decision to allow you to choose your consolidation servicer (of which, Great Lakes is one) under the Direct Consolidation Loan program.

Since you must select a repayment plan on your application, start by determining which plan makes the most sense for your situation.