
Typically, there are two reasons women don’t have credit histories in their own names: either they lost their credit histories when they married and changed their names, or creditors reported accounts shared by married couples in the husband’s name only.
Creditors may ask you for most of this information in certain situations, but they may not use it when deciding whether to give you credit or when setting the terms of your credit.
Not everyone who applies for credit gets it or gets the same terms: Factors like income, expenses, debts, and credit history are among the considerations lenders use to determine your creditworthiness.
That's the topic people are least likely to want to talk about with someone they just met.
The only other topic that makes people hold their tongues that much? Americans are more comfortable talking about politics, their religious views and their ages than they are talking about how much debt they carry on their credit cards, according to a new poll conducted for Credit
Leete, I turned the conversation in that direction.
"I suppose," I said, "that women nowadays, having been relieved of the burden of housework, have no employment but the cultivation of their charms and graces." "So far as we men are concerned," replied Dr.
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Here’s a brief summary of the basic provisions of the ECOA.
A good credit history — a record of your bill payments — often is necessary to get credit.